Coverage that fits where the business actually is — and where it's headed
Most policies were written for an earlier version of the business. We read yours line by line and show you where it's stopped matching — and what's worth fixing. Not to sell you something new. To make sure what you've already got actually holds up. And you can switch any time — not just at renewal.
Who you're getting
A business owner's read, an agency's execution.
Built by a business owner
Andy Himmel spent twenty years running a multi-brand, multi-state company from the business owner's seat:
- Raising capital, answering to a board
- Carrying the risk — investors' capital and his own alike
- Meeting payroll for hundreds of people
- Making the big decisions — and living with them
That vantage point is why Proof. exists: the insurance relationship is a place where a business owner's experience adds value well beyond the policy. Building those relationships is the part we enjoy most.
One team on every account
Proof. brings the business owner's perspective. Novak Insurance brings the market reach, the service, and the claims execution — with specialists on call when a risk needs deep industry knowledge.
What you get is a careful, honest reading of what you're carrying, said plainly — the reach to fix whatever needs fixing, and an eye on where the business is headed.
In partnership with Novak Insurance, a third-generation national agency.
National brokerages have the market access. Local agencies have the attention to detail. Most businesses are told to pick one. Here you get both — the reach of a national agency, from people who actually know who you are. From a single location to a multi-entity program placed coast to coast, this is what we do every day.
Want a closer look at the agency behind every account? novakinsurance.com →
Here's what you get
- Reach across entities, states, and lines
- Independent — we answer to you, not the carriers
- One team, from placement through the claim
- A claims team with real weight
How it works
Four steps. Most of the work is on our side.
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About a minute
Tell us who you are
A few quick questions below — about a minute of your time, and nothing you'll have to dig for.
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About twenty minutes
We talk, business owner to business owner
A short call to understand your business — how it runs, where your coverage stands now, and where things are headed.
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Whenever's easiest
You send us your coverage
Just your current policies — the full documents, as they came from the carrier, however many policies that is. Forward what you have; we take it from there.
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Your call
You get an assessment and a quote
Where your coverage stands, what we'd change and why, and what it would cost to do it right — and if it's already in good shape, we'll tell you that too.
The form
Get your free insurance review
Free, no obligation, and yours to keep — whether you move your coverage or not.
Prefer to start on the phone or by email? Book a time directly at calendly.com/andy-proof or email us directly — whatever's easiest for you.
Coverage placed in partnership with Novak Insurance, a third-generation national agency.
Got it — thank you.
We just sent you a confirmation. If you'd like to pick a time now, grab a spot below — otherwise you'll hear from us within one business day.
Book your review callFrequently asked questions
Before you fill anything out.
Is the insurance review really free?
It is — free, no obligation, and yours to keep. We read your current coverage and give you a straight answer on where it stands. If you want to act on what we find, you can do that with us or take it to the agent you already have. There's no charge either way and nothing to sign.
What size business do you work with?
The whole range — from a single location to multi-entity companies with layered coverage across states and a parent company. Complexity at any scale is what the team handles every day, and a straightforward business gets the same careful reading.
Can I switch my coverage before renewal?
Yes — whenever you choose. Renewal is just the date your coverage changes on its own. When something is worth moving mid-term, the unused premium on the old policy typically comes back to you, and the timing economics — including any cancellation terms in your current policy — are part of what we read and lay out plainly. Nothing moves until the numbers make sense.
Will anyone contact my current agent or carrier?
No. The review works off the documents you send and the conversation we have — nothing goes to your current agent, your carrier, or the market. What you do with the findings is your call, and some people simply take them back to the agent they already have. That's a fine outcome.
What if my coverage is already in good shape?
Then we'll tell you that. A review that always finds a problem isn't a review, it's a sales pitch. Sometimes the honest answer is that you're carrying the right coverage, and when that's the case, you'll hear it plainly.
How much time will this process take?
Very little, and most of the work is ours. A few questions on the form above, about a minute. From there, roughly twenty minutes so we understand your business, and at some point you send over whatever makes up your current coverage. That's the whole lift on your end.
Might as well see how your coverage stacks up
Twenty minutes, a straight read on what you're actually carrying, and no obligation at the end.
Get my free insurance review